Annual Travel Insurance – Things to Consider Before Arranging Coverage
If you think annual travel insurance is a waste of money, think again. Nowadays, most of the people in the UK have been travelling for a lot of times, inside and outside of Europe. Yet, despite this kind of frequency in travelling, some people still have to bother about searching for the cheapest travel coverage that they could get each and every time that they are looking forward to a new trip. The aim of looking around and comparing prices of travel insurance in order to find the cheapest one seems pretty obvious– to save money.
This kind of move is the most convenient one to take but only to certain types of travelers and not to every kind of traveler. Getting one travel insurance for one trip would work best only for those who travel for about once a year, in which those travel were already planned in detail ahead of time. However, for those who have a lot of travelling to do which could also be spontaneous for most of time, doing such isn’t good for them; they should afford to get an annual travel insurance. The frequency of your travels is the first thing that you have to consider before you arrange for a travel insurance policy.
Annual travel insurance can also be referred to as annual travel cover, yearly holiday insurance, annual trip insurance, and annual multi-trip. This kind of policy is very well suited for individuals, couples, and families, who do a lot of travelling throughout the year. By getting this kind of insurance, one can be assured that he can travel in and out of Europe for the next 12 months without bothering about getting a new insurance policy each time he travels. Usually, insurance policies of this kind have travel coverage of even up to 120 days.
The next thing to consider is the age. People of age 66 to 70 have a maximum of 60 days, and those with age 71 to 74 (the maximum age that can be covered) has coverage of about 31 days at most. In this kind of insurance policy, you can choose a variety of items which can be covered by your insurance.
These could include a cover for any hazardous activities, cover for baggage and other personal belongings, cover for your golfing activities, excess waivers, and even an unexpected cancellation of events that you were supposed to attend. When it comes to duration, there is also an even wider policy than that of annual travel insurance: comprehensive travel insurance.
If you happen to be continuously travelling outside the UK for up to 15 months at a time, then this type of travel insurance is best for you. You could even extend this policy for even up to 18 months when you subject it to no claims on medical problems. This could also have the same options as that of an annual trip insurance policy.